The PredProtect Regulatory Compliance Suite is designed to be employed at any point in the origination process and is customizable. Advanced data technology, including the latest industry security requirements, ensure platform stability and protection of customer information in a scalable environment.
Achieving the goal of compliant loan pools has never been easier. PredProtect® seamlessly apply thousands of rule sets to help lenders, investors and servicers comply with:
Federal, state and local antipredatory lending law analysis
Truth-In-Lending Act tolerances
State law review
Investor requirements
Client-specific tests
Antipredatory Lending : Federal, state and local antipredatory lending compliance reviews
State Laws : Prepayment penalty, prohibited fee and usury analysis
Investor Guidelines : FNMA 5% points and fees calculation
APR Review : APR and finance charge tolerance
Custom Rule Sets : Custom client-specific fees and tests